Life insurance and early death
“It” happens. You know what I mean, “It” happens all the time. Last year a young guy of 33 who lived in my neighborhood of this town was hit a rogue streptococcus virus. The poor guy was dead in 72 hours. Nothing the hospital could do could save him as his organs began shutting down one after another. What made the whole thing even more tragic, if that is possible, is that his wife had given birth to their first child 3 weeks before her husband died. Soon after the tragedy we heard that Jonathan took the matter of his life insurance seriously.
Not that insurance can change anything or help him now, but thanks to his foresight there was money for the wife and baby daughter. It appears that when Jonathan heard that his wife was expecting, he contacted a friend who is an insurance agent, paid him a visit and asked for a quotation for life insurance so that he could start “learning about the business from the user end”, as he told the agent. A few days after he received the quotation he signed the papers and paid his first premium. This was about seven months before his untimely death.
Of course his young wife, Janine, was devastated. But she pulled herself together and a few months after Jonathan died she invested a portion of the proceeds of his policy in a trendy children’s clothing store down at the village center. The opening was grand success and the business flourished from the first day. Today, a few months later, Janine sends her daughter to a playschool and takes off two afternoons a week to be with her. Things are working out well for her. At the time her future looked bleak. 28 tears old, a penniless mother of a baby and a widow did not bode for good news in the marriage market.
Now, because of Jonathan’s seriousness and his foresight, Janine has financial stability, security and peace of mind. The general feeling among the neighbors is that she will find another husband, her daughter will have a new father and they will have a good life. And it will all be due to the matter of the life insurance policy that Jonathan bought when he learned that he was to become a father. That’s what the word responsibility means, understanding that you have to take precautions and think of the worst that can happen.